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Financing Options

Having helped tens of thousands of Sacramento area families make energy wise investments in their homes, we realize home improvements can be one of the largest investments a homeowner may make. With this in mind, if you need help securing the appropriate funds in order to make your home improvement dream come true, we have many options to suit your needs and budget. And, we make it easy walking you through the financing process step by step. Werner & Sons has been working with, and promoting, utility company "Energy Efficiency Loans" for decades. Utility company financing is generally the best and simplest option for most home owners with it's simple interest and no prepayment fees.


smd financing

SMUD

  • 8.75% interest rate/fixed amount
  • Minimum monthly payments as low as $40.00
  • Payments from 12 to 120 months available
  • Simple interest with no prepayment penalties
  • Installation address must be in SMUD territory
  • Products must meet SMUD's efficiency criteria
  • $200 Loan application fee
GEOSmart Financing

GEOSmart

  • Unsecured line of credit, to $25,000.00
  • Non-lien, no equity required
  • No proof of income
  • Fast in-home credit decisions
  • Easy to use paperwork
  • Loan approvals for amount larger than needed
  • Monthly payment is, 2.00% of amount financed


The above rates were posted on 10/1/11. Please call for current rates and other financing options.

Cities We Serve: Alder Creek - Antelope - Antioch - Arden - Arden Oaks - Arden Park - Auburn - Cameron Park - Camino - Carmichael - Citrus Heights - Cosumnes - Davis - Downtown Sacramento - El Dorado Hills - Elk Grove - Elverta - Fair Oaks - Folsom - Foothill Farms - Franklin - Freeport - Fruitridge - Galt - Gold Hill - Gold River - Granite Bay - Greenhaven - Laguna Creek - Laguna - Lincoln - Locke - Loomis - Michigan - Natomas - Newcastle - North Highlands - North Sacramento - Orangevale - Penryn - Perkins - Placer County - Placerville - Rancho Cordova - Rancho Murieta - Rio Linda - Rio Vista - Riverview - Rocklin - Rosemont - Roseville - Sacramento County - Shingle Springs - Sloughhouse - Solano County - South Sacramento - West Sacramento - Wilton - Woodland


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